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First of all, your bank, credit company, or any other law-abiding entity will never ask for your Social Security Number, card PIN, or CVV2 code via email, phone, or text message.While you cannot entirely avoid phishing emails, the best course of action when dealing with them is to stop and think - the one thing phishers don’t want you to do. Creating a sense of urgency to make you act without thinking.Vague explanations of having some issues without any details.General greeting, not by your name or surname.Spoofed email headers to make you trust this email came from your bank.The telltale signs that indicate this spoof email is, in fact, fake mail include: You will not be able to access the account until the restrictions are removed. Please log in at your earliest convenience to resolve the matter using this account recovery link. We have noted some suspicious activity with your account within the last 24 hours and have put all transactions on hold until further approval. Or else…Ī common phishing email might look like this:įrom: Customer Support Team Your bank account is on hold pending further verification! Answers to any security questions like your mother’s maiden nameįor example, you might receive an email that allegedly comes from your bank or credit organization, stating there are issues with your account that need your immediate attention.The information they usually try to get out of you includes: Hackers traditionally substitute f with ph, so ‘fishing’ became ‘phishing’. The term itself was coined around 1995 when hackers started stealing America Online (AOL) account details en masse by luring users into disclosing their credentials, just like fishers do. Phishing is a criminal activity used by scammers to obtain private information such as account login details or credit card numbers through malicious emails, calls, or text messages. What to do if you suspect a phishing attack.
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And if you’re not attentive enough, you may just get hooked.Ī phishing link may lead to the download of a malicious file or app, capable of infecting your device with viruses. Scammers often send emails or text messages to their victims to trick them into handing over sensitive information. Will you recognize a phishing email when you see one?